Category: General

How to Keep Your Hobbies Cheap

It can be really good for us to have some good hobbies. Hobbies will help to relax us, perhaps help us to socialise or express ourselves and give us things to do when we are relaxing. They can be very valuable to us. However, hobbies can be expensive and we do not want to have to take out a same day loan or use up all of our savings to pay for them. It would be a shame to have to give up a hobby because of the cost and there are things that you can do which could help it to be cheaper.

  • Choose a cheap hobby – if you are trying to decide on a new hobby then it could be wise to choose something that is not too expensive. Some hobbies can be extremely expensive and others very cheap. Most will vary depending on how much you choose to spend. It is a good idea to think about how much it might cost so that you can decide whether it will be something that you can afford. However, if it is something that you are passionate about then you might be keen to try it anyway. If this is the case then you may find other ways to keep the costs down.
  • See if you can get free materials – there are some places where you can pick up items for free. There are some social media groups and other similar places where you might be able to get the things that you want without paying for them. It can be worth taking some time to do some research to find out as you could be pleasantly surprised. Ask around locally, especially with people that share your hobby and also do research online and you never know what you might find.
  • Use second hand materials – if you need to buy equipment for your hobby then it is worth trying to find things second hand. This will reduce the cost and will mean that you will not have to spend so much. This could either mean that you will be able to afford that particular thing more easily or that you will be able to buy several pieces of equipment rather than just the one. There are many different places that you could look for second hand items including specialist websites, auction websites, social media selling pages, local second hand and thrift shops and garage sales.
  • Share materials with others – it could be easier to share materials with others. If you know local people with the same hobby as you then you could get together and share your materials with each other or split the cost between you. If you join a local group of enthusiasts that could help you to meet others that might want to do this or you could even set up your own group. Even if you set up a social media group it might allow you to meet others who may live near enough to you to be able to arrange for you to swap items or to borrow them.
  • Hire equipment – depending on what your hobby is, it might be possible for you to hire items that will help you. It may be that just having something for a small amount of time will allow you to be able to do what you need without having to have it permanently. Alternatively, it will allow you to try it out to see whether it is worth you saving up to buy it.
  • Teach people so you can earn from it – if you are skilled at what you do for your hobby then it might be that you will be able to make money from teaching others how to do it. This could be done by running a local class but you could also make videos and put them online and try to gain advertising income from that. It can be tricky to get going but if you are confident in your abilities and feel that you have something to add, then it could work out really well for you.
  • Sell items to earn from it – if you make things through your hobby, then it may be possible for you to sell them if you would like to. This will rely on you being able to part with the things have made and being allowed to sell them. You will also need to find a place to sell them, such as an online shop or having a stall locally. It is worth investigating the possibility though as it could make a big difference. If you make some money then you will be able to use that to buy more equipment so that you can continue to have fun with your hobby.

How to Reduce the Amount you Spend on your car

Many of us have cars and therefore will all be aware of how expensive they can be. They need to be well maintained so that they run efficiently, fuel needs to be bought for them and insurance needs to be paid for them. Of course, this does not even include the cost of buying the car in the first place. It can sometimes feel that our car expenses add up to be so much that you cannot necessarily justify having one. However, if you rely on it for work, for visiting family and friends or even for grocery shopping then not having one may not be an option. Luckily there are things that you can look at to see whether you can reduce the costs of running it.

Compare insurance costs

When your insurance is due for renewal make sure that you look at all of the options available to you. Although you will want to make sure that your insurance will cover you for everything that you need it to, it may be that you are paying more than necessary. You could be paying for more than you actually need or just paying a higher price for it. Therefore, make sure that you compare the costs of a selection of different insurers to see whether there are any cheaper ones. You do want to make sure that you are getting good value for money though. This means that you will need to look into each insurer in more detail and each policy to ensure that it is right for you. Make sure, not only, that you get the cover you need and that you are not paying for more than you need but also that you trust the insurer and that you feel they will be right for you.

Compare fuel costs

Fuel is a constant expense and it can sometimes feel that gas prices are rising all of the time. This means that you may feel that you would like to try to reduce the cost of you can. It is wise to compare the prices at different gas stations so that you can make a note to fill up at the cheapest one. You my find that you can check the prices online to save you driving to a selection of different ones.

Drive more efficiently

It can be wise to see whether you can drive more efficiently so that you can save fuel. This is not always easy but it can be possible. It is worth finding out how to do this so that you can apply it as often as you can. Also make sure that you are not carrying unnecessary weight in the car so remove any roof racks, luggage boxes or things that are in the trunk and not needed, so that you are not wasting fuel driving things around unnecessarily.

Only use when necessary

It is good to get into the habit of only using your car when necessary. It can be tricky to get things done quickly if you have to walk or cycle and sometimes it is just not possible, but it is worth considering whether this is an option for you. Alternatively, you can try to combine journeys. So, if you are visiting a friend and pass the mall on the way back do your shopping there. Or if you pass the grocery store on your way home from work then shop there then rather than scheduling a visit another time.

Buy a more efficient car

Some cars are more efficient fuel wise than others. Usually a smaller car will be more efficient than a larger one but there will be a difference between cars of similar sizes as well. It can be good to do some research before you buy a new car; whether you are buying it new or second’ to find out how likely it will be to be fuel efficient. This should help you to be able to spend less on gas while you have the car and therefore save some money. However, changing your car to a more efficient one just because of the price of gas is not sensible. Unless you needed to change your car anyway it would be silly to pay out all of the expense of getting a new car just to save a few dollars a week in the cost of gas.

It is good to think about whether there are any changes that you can make to reduce the cost of your vehicle. Many changes will not make a high difference but if you are conscious of costs all of the time you should be able to reduce costs across many aspects of car ownership and that will allow you to accumulate savings which will really help. If you have more than one car in the household and you apply this to both, then you could be in a position to save even more.